Yes! We Have A Winner!
Why is this a problem? A problem, that is, for us consumers? We simply spend more with plastic. Why do you think they're trying to place these card readers anywhere a transaction can take place? Geez, blame obesity on the use of plastic -- why not!?: Card companies say McDonald's found the average transaction rose from about $4.50 to $7 when customers used debit and credit cards instead of cash. Hello! People who swipe buy more. Can you say, "Super-Size?"
Oh, and higher limits, well, we dig that! If we use the plastic it just downright doesn't register like cash does. If you lay down Visa on the counter and sign for $76, that's a far cry from counting out and letting slip through your fingers, three $20's, a $10, a $5 and a $1.
But there might be a sliver of good news that comes from the credit backlash with which some of you have been dealing. Our kids might be learning something by example.
And just in case, here's help.